New Life Insurance Investment Advisor: Achieving Financial Security for You and your Family Through Today's Insurance Products
Author: Ben G. Baldwin
List Price: $29.95
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ISBN: 0071363645
Publisher: McGraw-Hill Trade (25 July, 2001)
Sales Rank: 11,080
Average Customer Rating: 4.18 out of 5
Customer Reviews
Rating: 5 out of 5
For anybody that calls themselves financial advisor
This book is for any life agent, financial advisor, CFP, CPA, or anybody who specializes in the financial services industry. This book is for agents who still sales whole life or universal life ,variable universal life can do anything that fixed insurance product can do and more. This book is also for those who sale the VUL, it will help you understand what it is and how it works, It is a hell of a lot more than just Life insurance. This book is also for buy term and invest the difference people, after reading this book you will understand that term investing the difference is a foolish mistake and a amiture one as well. If you are giving financial advise and not looking to see if the VUL can fit into their portfolio in some cases you might be leaving your client an incompleate financial plan. I would ask for all those specializing in these areas to please read this book. As of today there isn't a financial product that can do what the VUL can if structured properly. Please email me if anybody finds a better and more productive product.
Rating: 5 out of 5
Really learn about life insurance
The reviewers who think this books is peddling one form of life insurance (VULs especially) really are missing the important part of this book. This book is organized to teach you all about the forms of insurance on the market, from the simplest (term), through the most complex (VUL), because each one builds upon the prior! Why do you think so many forms of insurance exist? Because they started simple, and over time the industry added features they thought consumers would like. It helps to understand where it all came from. In fact, if you try to just dive into the VUL section you may get lost. This can be a difficult, time consuming read, but it does an excellent job of explaining how life insurance works. The book does not pander to one type of insurance over another. It does give you crucial information about plan types that can help you make the right decision for you. Once you understand the book, you can easily look at an insurance contract and understand the most important fine points. I could stump the agent with the most basic of questions! Cut through their sales tactics. Now that is power!
Rating: 5 out of 5
Not just a book, a tool to help you make the most of money.
The book is user friendly and full of great ideas to help you make the most of your money. Perfect use of life insurance and its unique tax advantages. I feel sorry for those that believe that investing the difference and buying term is the best choice, it is not anymore a good choice. Similar Products
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Book Index