Miserly Moms: Living on One Income in a Two-Income Economy

Author: Jonni McCoy
List Price: $11.99
Our Price: Click to see the latest and low price
ISBN: 0764226126
Publisher: Bethany House (October, 2001)
Sales Rank: 13,819
Average Customer Rating: 3.92 out of 5

Customer Reviews

Rating: 1 out of 5
Great book for caviar eating yuppies
If you arent used to taking your clothes to the dry cleaners for cleaning, and eating expensive foods, this book will offer little that you dont already know.


Rating: 3 out of 5
Good tips and resources
I checked this book out from the library and don't plan on buying it for my home library. This book would be more helpful to an urban, younger woman just starting to save money. Jonni is whiny about scaling back, and doesn't have a clear understanding of frugality. She clearly feels the loss of income and misses "the good life". (Her quote) Her self-righteous attitude about what she has to do without, is odd I think. One has to wonder about her subtle "Tightwad Gazette" put downs too. What's with that? And all that's in the beginning of the book!

Once you get past the "feel my pain part" it's an upbeat and helpful book. It deals more with housekeeping issues, ie: grocery shopping, meal prep, children, holidays etc. So if spending, or wasting food isn't the area you need to work on, you may want to pick another book. The recipes she offers here are for basic foods that most people buy, but could make at home far more cheaply. Ice cream toppings, salad dressings, granola etc. She does not offer recipes that are odd or time consuming. I have tried the recipes for household products and they are good. Her list of resources for other authors/experts is worth reading this book alone. It was VERY helpful. If you're a mom with grown children just learning about saving money, this would be a good start. The BASIC tips offered here are SUPER helpful, her attitude almost ruins a good book. If you're a guy, and would like more "guy oriented" money saving books try Gene Logsdons' books.


Rating: 5 out of 5
A great resource on reducing expenses
For anyone who wishes to stay home with their family, this is a terrific resource on how to lower expenses. The author was once a senior buyer for Apple Computers, among other firms, and you can see this working experience in her thorough and analytical approach to family frugality.

The fact that the book is called "Miserly" Moms may be slightly misleading (it initially put my husband off, which is why I mention this). "Miserly" indicates stinginess, penuriousness, lack of generosity. By no means is this the message contained in this book. Rather, it shows many ways families can cut expenses in order to meet a particular goal: that of having one parent stay home with the child(ren).

In fact, the author's approach is to find those areas where she can make the biggest dent in expenses in the least amount of time. Approximately half of the book is dedicated to saving money on food, since for most families with two parents working outside the home, cutting back on food expenses offers the biggest opportunity to save a lot of money quickly.

Her first principle is not to confuse frugality with depriving oneself. The reason: if you think you're depriving yourself, you cripple your ability to make long-term changes. Rather, she presents frugality as a choice, made every day in many different ways, both large and small. (Example: Would I rather have this Starbucks coffee and muffin now or would I rather do without them, if that is what it takes to be home with my children?) This principle is reflected throughout.

There's also a great chapter in this book on raising frugal children.

I would recommend this book in conjunction with another book called You Can Afford To Stay Home With Your Kids. I felt the latter book was stronger in helping the reader to break down his/her particular monthly expenses and make a budget ahead of time. Also, I felt that book included more discussion on what would-be-stay-at-home-parents can expect once home...while it's true that there are huge emotional payoffs to feeling that you're making the greatest possible contribution to bringing up your child(ren) by being home with them, nothing but nothing is all sunshine and roses. Two funny examples these authors cite are that your children will have more opportunities to drive you bonkers once you're home with them and that if you never liked housework, you will not magically find yourself liking to scrub the toilets and you may find yourself doing it more often.

In my own case, I felt that these two books taken together made a GREAT partnership. You Can Afford To Stay Home With Your Kids has more to offer families prior to making the transition from two incomes to one (in my opinion). Miserly Moms shines in showing many, many specific ways families can reduce expenses without sacrificing quality...which of course is valuable both before and after making the transition.

Oh, yeah... I bought both books about a year and a half ago. It took about a year to lay all the groundwork, but I'm home with my two children now. The suggestions in these books helped me to lay that foundation and now that I'm home, to be able to stay there by practicing a frugal lifestyle.

Similar Products

Cheapskate Monthly Money Makeover
Miserly Meals: Healthy, Tasty Recipes Under 75 Cents Per Serving
The Complete Tightwad Gazette
Frugal Families: Making the Most of Your Hard-Earned Money
Cheap Talk with the Frugal Friends: Over 600 Tips, Tricks, and Creative Ideas for Saving Money


Book Index