Please Send Money. A Financial Survival Guide for Young Adults on Their Own.
Author: Dara Duguay
List Price: $16.95
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ISBN: 1570717214
Publisher: Sourcebooks Trade (01 April, 2001)
Sales Rank: 78,328
Average Customer Rating: 4.8 out of 5
Customer Reviews
Rating: 5 out of 5
A must-read for every young adult
With the new creation of the information age, money management has taken on new meaning for young people. "Please Send Money" is the example where kids at camp and college once had to rely on their parents for money but now via the Internet credit card companies have taken away this burden and placed the problem with young adults who have endless access to financial resources and thus begin their early credit problems. Ms. Duguay does an excellent job pointing out the difficulty for young people in managing their money and how it affects their ability to have access to credit in the future. Additionaly, most educational institutions do not address this necessary life skill and therefore young adults are unprepared to make sound financial decisions when it comes to credit cards, investments, retirement accounts and day to day budgeting. Its nice to know that someone is trying to bring this important issue to the national forefront and help show young adults the way to financial independence, otherwise it will fall onto the public sector one way or another. Every parent should buy this book for their children.
Rating: 5 out of 5
Please Send Money
Moving out on your own for the first time is stressful enough, without having to constantly worry about money. However, as Dara Duguay says in her book, Please Send Money: A Financial Survival Guide for Young Adults on Their Own, money is a huge problem amoung young people. I was surprised to learn how many college students accumulate thousands of dollars in debt, often getting in over their head by using credit cards irresponibly. Although personal finance can be confusing and full of dangers for young people, this book shows readers how to avoid common problems and set up and manage a budget. Duguay teaches about the dangers of credit cards, loans, and how to deal with bankruptcy. Through many real-life stories, she illustrates that financial problems can effect anyone. However, by creating a budget for yourself, learning about loans and credit cards, and overcoming the temptation to spend too much, young people can learn to handle their money responsibly. I would definitely recommend this helpful, easy-to-read book to anyone, especially young people, who want to learn more about personal finance.
Rating: 4 out of 5
Review
This book was good to read. It is very informative for young adults. I know that this will be very helpful to me next year at college. I liked this book because it was very helpful in demonstrating what should not be done when creating personal financing. The only reason I did not give this book five stars was because while it did say what not to do, I only noticed four instances of when the book mentioned a person doing something correct from the start. Throughout the book the author, Dara Duguay, would tell a person's tale of how they screwed up their financing. Then she would explain how that particular situation could have been better handled. In each of the four instances of someone handling their finances well, it was merely to compare that person to another that didn't do so well.
Overall I liked the book. It gives good advice and is rather easy to read. The lessons the book tries to convey are understood quite well by its target audience (teens). I am glad that I read this book, I will take to heart most of the lessons it teaches. Similar Products
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