If any of that description fits you, please buy this book and put your mind at ease. It indeed will assure you right off that managing your money is simple -- easier than you ever imagined -- and you already know most of what you need to know to get started on the way to financial security. The difference between The Automatic Millionaire and other financial planning books and Web sites (I've read many!) is that David Bach helps you define your goals then literally walks you step-by-step down the path to get there:
He gives you Web sites to sign up for a savings account.
He shows you how to figure out which debt to pay first.
Retirement, college savings or emergency fund first? Wonder no more!
And, how do you get to the point where you stop worrying about money?
Even better, in The Automatic Millionaire, Bach teaches you how to automate most aspects of your financial life, so that you don't have to worry each month about your mortgage payment arriving on time...whether you'll have money left over to save...and dozens of other items that used to keep me up at night.
Bach is inspirational but not cheesy or annoying...he is a coach in the best sense of the word. You'll enjoy his pleasant tone and you'll feel like he's cheering you on to financial success!
The Automatic Millionaire provides a system where you identify your financial goals and set up systems to automatically meet them. Through simple and easy to follow directions, the author explains the steps and various financial options to achieve wealth. He then offers suggestions and ideas to set up processes that once set up, take care of themselves on a regular basis. With a few hours of effort, tasks that seemed complex and often insurmountable can be set up to occur automatically so that you don't have to think (or worry) about them going forward.
I've read many books and programs about reaching financial success, but have never fully implemented the processes described in them. They either seemed too confusing or took too much time and babysitting to implement. David Bach's methodology took the guesswork and excuses out of the program. The book was easy to read and with a few hours of initial setup, the processes described take care of themselves - automatically.