The Budget Kit : The Common Cents Money Management Workbook (3rd Edition)
Author: Judy Lawrence
List Price: $16.95
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ISBN: 0793141281
Publisher: Dearborn Trade Publishing (01 March, 2004)
Sales Rank: 2,290
Average Customer Rating: 5 out of 5
Customer Reviews
Rating: 5 out of 5
A simple tool that can make a tremendous difference.
Careful budgeting can be a crucial tool for managing your money and getting out of debt -- and this easy-to-use workbook can help you gain control of your spending and organize your records once and for all! The comprehensive worksheets and charts allow you to set financial goals, plan and monitor your spending. It even helps you organize for tax time. Inspiring stories from people who have used The Budget Kit to change their financial lives for the better will keep you motivated.
Rating: 5 out of 5
The best book on budgeting I have found
I have found Judy Lawrence's The Budget Kit so helpful that I bought copies for two of my friends who were struggling with ways to keep track of their money. It is all about making choices and the need for the information to make those choices. This book is the key to keeping that critical information up-to-date and available. Not knowing where you money is coming from or going is like driving with your eyes closed. Lawrence makes the process so positive and simple , it becomes enjoyable and empowering. I highly recommend this book to anyone. Buy it as a wedding present, as a graduation gift, as an anniversary gift for you and your spouse.
Rating: 5 out of 5
I got myself out of debt with this book
When I first tried to make a budget using this book I spent a week crying. How could I possibly accomplish my goal to get out of debt and have any kind of fun? Once I actually starting living with the budget I found it very freeing. The first year that the holiday season came around and my money for gifts and travel was sitting there waiting for me I was thrilled.
3 years later I am out of debt and that initially "impossible" amount of money that was going into credit card payments is now going into savings account :-)
Last year I REALLY wanted a photo printer mid year. Did I pull out a credit card and buy it? Nope. I went to my handy 12 month plan of occasional expensesm and thought about it. Did I really want the printer more than a hair cut, my next clothing allowance and a bit off of vaction budget? Yup. There was the money for my printer. No guilt. No credit cards.
This book is a great tool to get rid of that awful out of control feeling and come up with a plan. My book for year number 4 is going into my shoping cart now.
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